Simply each and every employee shall fill up a Member's application form detailing his or her heath status. The employer shall fill up Employer's Application Form and forward it along with Members Form to us for their coverage. No medical examination or attendance before a physician is required. However, Pragati Life reserves the right to ask for a medical examination if necessary.
Pragati Life will then calculate and submit premium bill for payment. On receipt of premium, Pragati Life will issue 'Cover Note' taking risk of insurance and take further necessary steps for signing up an agreement with the Employer.